Terms & Conditions

Agreement to Terms

These Terms and Conditions ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and AssetPositioning ("Company," "we," "us," or "our"), concerning your access to and use of the https://assetpositioning.site website (the "Site") and any related services, content, and materials.

By accessing or using our Site, you agree to be bound by these Terms and our Privacy Policy. If you do not agree with any part of these Terms, you must not use our Site or services.

Acceptance of Terms

By accessing the Site, you confirm that:

• You are at least 18 years of age or have reached the age of majority in your jurisdiction
• You have the legal capacity to enter into these Terms
• You will comply with all applicable laws and regulations
• You have read, understood, and agree to be bound by these Terms

Use of the Site

License to Use

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Site for your personal or internal business purposes. This license does not include any right to:

• Resell or make commercial use of the Site or its contents
• Collect or use any product listings, descriptions, or prices
• Make derivative uses of the Site or its contents
• Download or copy account information for the benefit of third parties
• Use data mining, robots, or similar data gathering tools

Prohibited Activities

You agree not to engage in any of the following prohibited activities:

• Violating any applicable laws, regulations, or third-party rights
• Transmitting viruses, malware, or other harmful code
• Attempting to gain unauthorized access to our systems or networks
• Interfering with or disrupting the integrity or performance of the Site
• Impersonating any person or entity or misrepresenting your affiliation
• Collecting or harvesting information about other users
• Using the Site for fraudulent or unlawful purposes
• Reverse engineering, decompiling, or disassembling any aspect of the Site
• Removing or obscuring any copyright, trademark, or proprietary notices

Intellectual Property Rights

Our Content

All content on the Site, including but not limited to text, graphics, logos, images, videos, software, data compilations, and the compilation thereof (collectively, "Content"), is the property of AssetPositioning or its licensors and is protected by international copyright, trademark, and other intellectual property laws.

Our trademarks, service marks, and logos (the "Marks") used and displayed on the Site are our registered and unregistered trademarks. Nothing on the Site should be construed as granting any license or right to use any Mark without our prior written permission.

User Content

If you submit, post, or transmit any content, materials, or information to the Site ("User Content"), you grant us a worldwide, non-exclusive, royalty-free, perpetual, irrevocable, and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such User Content.

You represent and warrant that:

• You own or have necessary rights to the User Content
• Your User Content does not violate any third-party rights
• Your User Content does not contain libelous, defamatory, or otherwise unlawful material

User Accounts

If you create an account on our Site, you are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to:

• Provide accurate, current, and complete information
• Maintain and promptly update your account information
• Maintain the security of your password and account
• Notify us immediately of any unauthorized use of your account
• Accept responsibility for all activities under your account

We reserve the right to suspend or terminate your account if any information provided is inaccurate, false, or incomplete, or if you violate these Terms.

Services and Products

Service Descriptions

We strive to provide accurate descriptions of our services and any products offered through the Site. However, we do not warrant that service descriptions, pricing, or other content on the Site is accurate, complete, reliable, current, or error-free.

Availability

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuance of services.

Pricing

All prices are subject to change without notice. We reserve the right to correct any pricing errors on our Site. If a product or service is listed at an incorrect price due to error, we may cancel orders placed for that product or service at the incorrect price.

Disclaimers and Limitations

No Financial Advice

The content on this Site is provided for informational and educational purposes only and does not constitute financial advice, investment recommendations, or professional consulting services. You should not rely on any information on the Site as a substitute for professional financial advice.

Any reliance you place on information from the Site is strictly at your own risk. We recommend consulting with qualified professionals before making any financial or investment decisions.

No Warranties

THE SITE AND ALL CONTENT, SERVICES, AND PRODUCTS ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR COURSE OF PERFORMANCE.

We do not warrant that:

• The Site will function uninterrupted, secure, or error-free
• Defects will be corrected
• The Site or servers are free of viruses or harmful components
• Results from use of the Site will be accurate or reliable

Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, ASSETPOSITIONING SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES RESULTING FROM:

• Your use or inability to use the Site
• Any unauthorized access to or use of our servers and/or any personal information stored therein
• Any interruption or cessation of transmission to or from the Site
• Any bugs, viruses, or the like that may be transmitted to or through the Site
• Any errors or omissions in any content or for any loss or damage incurred as a result of your use of any content posted, emailed, transmitted, or otherwise made available through the Site

IN NO EVENT SHALL OUR AGGREGATE LIABILITY EXCEED THE AMOUNT YOU PAID US IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO LIABILITY, OR ONE HUNDRED SWISS FRANCS (CHF 100), WHICHEVER IS GREATER.

Indemnification

You agree to defend, indemnify, and hold harmless AssetPositioning, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to:

• Your violation of these Terms
• Your use of the Site
• Your violation of any third-party rights, including intellectual property rights
• Any User Content you provide
• Any harm caused to other users

Third-Party Links and Content

The Site may contain links to third-party websites, services, or resources that are not owned or controlled by AssetPositioning. We have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services.

You acknowledge and agree that we shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of any third-party content, goods, or services available on or through any such websites or services.

Dispute Resolution

Governing Law

These Terms shall be governed by and construed in accordance with the laws of Switzerland, without regard to its conflict of law provisions.

Arbitration

Any dispute, claim, or controversy arising out of or relating to these Terms or the breach, termination, enforcement, interpretation, or validity thereof, including the determination of the scope or applicability of this agreement to arbitrate, shall be determined by arbitration in Switzerland before one arbitrator. The arbitration shall be administered by a mutually agreed-upon arbitration institution in accordance with its rules.

Class Action Waiver

You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action. You waive any right to participate in a class action lawsuit or class-wide arbitration.

Termination

We may terminate or suspend your access to the Site immediately, without prior notice or liability, for any reason, including but not limited to breach of these Terms. Upon termination, your right to use the Site will immediately cease.

All provisions of these Terms which by their nature should survive termination shall survive, including but not limited to ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

Geographic Restrictions

The Site is controlled and operated from Switzerland. We make no representations that the Site or its content is appropriate or available for use in other locations. Access to the Site from jurisdictions where its contents are illegal or restricted is prohibited. If you access the Site from other locations, you do so at your own risk and are responsible for compliance with local laws.

Changes to Terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. We will provide notice of material changes by:

• Posting the updated Terms on this page
• Updating the "Last Updated" date
• Sending notification via email (if you have provided your email address)

Your continued use of the Site following the posting of revised Terms means that you accept and agree to the changes. You are expected to check this page periodically to be aware of any changes.

Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable, the validity, legality, and enforceability of the remaining provisions shall not in any way be affected or impaired, and such provision shall be ineffective only to the extent of such invalidity, illegality, or unenforceability.

Entire Agreement

These Terms, together with our Privacy Policy and any other legal notices published by us on the Site, constitute the entire agreement between you and AssetPositioning concerning the Site and supersede all prior or contemporaneous agreements, understandings, and communications, whether written or oral.

No Waiver

Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. Any waiver of any provision of these Terms will be effective only if in writing and signed by us.

Contact Information

If you have any questions about these Terms, please contact us: